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Auto Injury FAQ's

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  1. How can UMC help me if I have been in an auto accident?
  2. What do I need to know if I've been in a car accident?
  3. Should I see the doctor before I settle?
  4. What will the insurance company pay for?
  5. What should I do if I'm not sure I'm that hurt?
  6. What is the greatest risk from auto accidents?
  7. Who should I see first, my attorney or my doctor/chiropractor?
  8. Does it matter if my car only received minor damage?
  9. If I need treatment for my injury, am I required to pay for it myself?
  10. What should I do if the insurance company wants to settle?
  
   

How can UMC help me if I have been in an auto accident?1. How can UMC help me if I have been in an auto accident?

The most common injury in a car accident is whiplash, where the neck and head are snapped back and forth by the impact. This injures the vertebrae of the neck as well as the muscles and ligaments that support them. The doctors of UMC provides Medical, Osteopathetic manipulation, Chiropractic adjustments, Acupuncture and Physiotherapy to alleviate the pain by realigning the vertebrae in the neck

 

 

2. What do I need to know if I've been in a car accident? 

One of the most stressful aspects of car accidents is dealing with the problems that arise afterwards. Not only do you have to deal with your vehicle, but there can also be hidden injuries that are seldom detected for months or even years. It is crucial for the injured party to be evaluated by a Doctor trained in dealing with soft tissue injuries to ensure that they are properly taken care of and that their medical needs are met.
   
3. Should I see the doctor before I settle?

Absolutely. Once you settle you will lose the right for your insurance company to pay for your treatment. You need to be informed of your rights before you make a decision. If you are indeed injured, you should get the care you need to make sure you are back to the way you functioned before the accident.
   
4. What will the insurance company pay for?

The insurance company is only responsible for injuries sustained from the particular accident you were in. They are not responsible for pre-existing conditions or injuries.
   

You may experience pain, numbness, headaches, muscle stiffness, fatigue, and other problems including arthritis many months down the road. 5. What should I do if I'm not sure I'm that hurt?

Even if you are simply sore with a minor ache, you should get checked out immediately. You may experience pain, numbness, headaches, muscle stiffness, fatigue, and other problems including arthritis many months down the road. Nothing is more important than your health!

6. What is the greatest risk from auto accidents?

Auto accidents can cause post-traumatic osteoarthritis. Osteoarthritis can ruin your posture (giving you a slumped or hump back appearance). Osteoarthritis can cause the discs in your spine to degenerate and create scar tissue formation leading to chronic stiffness and the inability to move properly.
   
7. Who should I see first, my attorney or my doctor/chiropractor? 

It is important to get checked out by the doctor first. That way the findings from your exam will allow you the information you need in order to decide if an attorney is necessary. If necessary, we can refer you to a reputable and qualified attorney.
   
Does it matter if my car only received minor damage? 8. Does it matter if my car only received minor damage? 

It is documented that the amount of damage to the vehicle bears little relation to the force of impact to the cervical spine and neck of the people in the vehicle. Basically, the damage to the passengers is not necessarily directly related to vehicular damage.
   
9. If I need treatment for my injury, am I required to pay for it myself?

No. If the accident was not your fault then it is extremely rare that the injured party would have to pay for his own care. Our office provides care "on lein" when patients are represented by an attorney. Using your own medical coverage under these circumstances should also not raise your premiums.
   

10. What should I do if the insurance company wants to settle

It is best not to sign a settlement until you have had a full medical evaluation by a specialist. If you chose to settle before your injury is resolved, it will be your responsibility to pay out of pocket for your own care.