- Step 1
Visit a doctor. Seek medical attention immediately, even if your injury or illness doesn't seem serious. Minorinjuries can often turn into something more and a physician must verify any workers compensation claim.
Call UMC and set-up an appointment or a free consultation with us at (626)369-9663 in Rowland
Heights Area, and (626)280-9968 in San Gabriel Area for Examination and treatments of your injury.
- Step 2
Notify you employer/manager/HR/supervisor . Formally record your injury and initiate a claim. Fill out DWC-1 form (http://www.dir.ca.gov/dwc/DWCForm1.pdf) (Employer must provide this form within 24 hours of known injury.) Forms are available online, from your state Workers Compensation office or the United States Department of Labor.
- Step 3
Know what's covered. Most on-the-job injuries are covered. Exceptions are injuries sustained due to intoxication or illegal drug use; self-inflicted injuries; injuries sustained in the commission of a crime; those suffered when the employee was off duty; and any injuries incurred when a company policy was being violated.
- Step 4
Anticipate time constraints. Some states have time limits regarding when your employer is notified and a claim is filed.
- Step 5
Get a second opinion. It is customary for your employer's insurance company to require you to see their doctor. After examination, a recommendation for benefit payment will be made. Benefits may include roughly two-thirds of your regular income (tax-free), medical expenses and vocational rehabilitation.
- Step 6
Appeal a claim. If your claim is disputed, a hearing before the Workers Compensation Board may be requested. If that proves unsuccessful, your case may be brought before the Workers Compensation Administrative Law Judge.
- Step 7
Seek legal assistance. Legal representation may be needed if your case is complex. If you cannot afford it, free legal help is available.